A few years ago, it was not possible to buy Ethereum with credit cards. Fortunately, things are different today, because buying cryptocurrencies is easier than ever.

Thanks to the growing demand for virtual currencies, more and more cryptocurrency brokers and platforms are faced with the problem of offering user-friendly payment options as well.

Of course, credit card payment is one of them. As a result, crypto-investors can now enjoy numerous payment options, including credit card payments.

Payment by credit card on cryptocurrency platforms and brokers is of course not limited to the most popular virtual currency, Bitcoin, but also includes other currencies. Ethereum, for example.

We have looked at the question of whether it is possible to buy Ethereum with a credit card and what to look out for. With most providers, paying for Ethereum via VISA or MasterCard seems to be problem-free.

But what costs do traders have to pay? We have tackled the complex issue and found many more answers to interesting questions.

Buy Ethereum with a credit card in 3 steps:

We will now show you how to buy Ethereum with a credit card. We use eToro for this because here you can buy both real cryptocurrencies and CFDs – Etoro thus combines the advantages of a broker and a cryptocurrency exchange.

First step: register with eToro

First of all, we need to register with eToro. To do this, click on the link to register with eToro:

In the registration form we enter our user name, e-mail address and password and accept the terms and conditions:


We then receive a verification email in which we click on the link to confirm our account.

Step 2: Topping up the account

The next step is to make our first deposit to buy Ethereum with a credit card. To do this, we click on the “Deposit money” button on eToro:

Next, we choose the amount and the payment method we want to deposit with (we choose credit card as the deposit method, of course), and then click on the “Submit” button to deposit the amount.

Buy Ethereum with PayPal, Sofortüberweisung and more

In our example we show a credit card purchase. However, eToro offers other deposit methods:

Payment option

Is it possible?

Buy Ethereum with a credit card


Buy Ethereum with PayPal


Buy Ethereum with SOFORT bank transfer


Buy Ethereum with Rapid Transfer


Buy Ethereum with Skrill


Buy Ethereum by bank transfer


Buy Ethereum with Neteller


Buy Ethereum with UnionPay


Step three: Buy Ethereum

Once we have funded our account, we can buy Ethereum with a credit card. To do this, click on the search box at the top and enter “Ethereum”.

We then click on the “Trade” button:


The purchase window will then open:

  1. Buy or sell: In our case we have to set it to “buy”.
  2. Operation or order: Here we can choose whether we want to execute the operation immediately (operation) or deferred (order).
  3. Quantity: How much Ethereum do we want to buy with a credit card?
  4. Stop Loss and Take Profit: At what loss or profit our position should be automatically sold.
  5. Leverage: With which leverage we want to buy Ethereum. With leverage X1 we buy real Ethereum, with leverage X2 we buy leveraged Ethereum CFDs.

Once we have configured all the options, we click on the “Open transaction” button to complete the purchase.

Buying Ethereum with a credit card is complete!

Why buy Ethereum with a credit card?


There are some good reasons to buy Ethereum with a credit card. Firstly, because the general adaptation of cryptocurrencies is constantly advancing and, secondly, because virtual currencies remain an interesting investment option.

Let us first look at the integration of currencies into everyday life. It is no longer news that cryptocurrency enthusiasts can use the coveted digital currencies in everyday life for a wide variety of transactions.

Whether in online gaming, at online casinos, when booking your next summer holiday or as a donation currency. There are really no more limits to the imagination. It is therefore very handy to have a currency that can offer you a price advantage or two at any time.

And this brings us directly to the next point: cryptocurrencies are partly considered a crisis-proof investment and are also often referred to as digital gold. There are currently more than 1,600 cryptocurrencies on the market. So why always invest in Bitcoin, which is everywhere the representative of the cryptocurrency world?

Ethereum’s raison d’être is to be the best Bitcoin. With Ethereum, smart contracts came into our lives. Vitalik Buterin toyed with the idea of bringing this cryptocurrency to life in 2013. Two years later, the time had come.

The decentralised function is the main focus here. It seems interesting enough to invest here. And by the way: Ethereum has had a very interesting price development, from which traders could also benefit in the future.

Ethereum is therefore not only increasingly important as a payment option in everyday life, but can also play a good role in terms of portfolio diversification. Ethereum has tradable ups and downs, but also enough growth to keep long-term investors motivated to invest.

Buying Ethereum with a credit card: the advantages

  • Credit card as a widespread payment method
  • Secure payment
  • Rapid Transaction
  • Payment generally without fees

Buying Ethereum with VISA, Maestro or Mastercard is now part of the basic offer of many cryptocurrency brokers and platforms. This has some advantages for both parties, which we will discuss below.

The first advantage is undoubtedly that almost everyone now has a credit card. It is therefore one of the first means of payment one has at hand when making an investment. There is no need to open an account with an external financial service provider first, because the credit card payment is made through the existing bank account.

This brings us directly to the point of security. Since this payment is made through a recognised financial institution, it is of course also insured. The chances of losing the amount paid during the transaction are extremely low. And if you do, you know who you can turn to.

Of course, secure payment is useless if you send it to a dubious supplier to buy the coins. Therefore, it is not only important to choose a secure payment method, but also a secure platform.

However, buying Ethereum with VISA, Maestro or Mastercard has another big advantage: payment arrives within minutes. With the classic bank transfer, the transaction without real-time transfer can easily take a few working days.

This is especially annoying when it comes to being able to access cryptocurrencies immediately. With favourable rates, you need to be as flexible as possible, and this is what credit card payments allow you to do.

The last advantage: payment by credit card is usually free of charge by the financial institution. Especially if it is an online transaction. To get the most out of an investment, it is important to pay attention to these hidden costs.

Fees when buying Ethereum with a credit card:

Let’s take the following example to compare the fees when buying Ethereum with a credit card:

  • We bought Ethereum with a credit card for €1,000.
  • We hold our Ethereum for 30 days and then sell it again.
  • We assume that the rate does not change for 30 days.

We will now compare the commissions of the major brokers eToro, Coinbase and Plus500:






free of charge


free of charge

Purchase price




Frais de participation

free of charge

free of charge


Selling price






0.15 USD


Total frais




Ethereum credit cards

To make it even easier to pay with the various cryptocurrencies on a day-to-day basis, cryptocurrency credit cards are now available from various brokers. Although initially targeted at Bitcoin, more and more credit cards from Ethereum brokers are becoming available.

And while we’re on the subject of the connection between virtual currencies and credit card payments, let’s also take a look at this exciting new area.

The Bitwala cryptographic credit card

Bitwala is all about Bitcoin and Ethereum. The German provider counts Solaris Bank as a partner and can therefore offer the crypto credit card and the corresponding account free of charge.

What is convincing here is that the cryptographic Mastercard credit card and the associated digital wallet come from a single supplier. So there are no transfer costs here either. All of this is executed via a user-friendly application.

Coinbase’s cryptographic credit card

The Coinbase card is probably the best known cryptocurrency credit card. It is especially suitable for Coinbase customers, because charges are deducted directly from the Coinbase balance. However, this VISA crypto credit card has a complex cost model.

For example, paying with virtual currencies such as Ethereum costs a hefty 2.49% in exchange fees. Issuance is also not free and costs €5.

On the other hand, there is a high limit for purchases – €10,000 – and withdrawals – €500. Here, too, management is carried out via a convenient app.

The Wirex Cryptographic Credit Card

At Wirex, the focus is on Bitcoin, Ethereum, Ripple and Litecoin. In total, users can top up to €16,000 here, but the maximum top-up amount of €1,000 per top-up applies.

Withdrawals here cost €2.25 and the limit is €250 per day. What is free at Wirex, however, is issuing, activation, reloading and online payments. In this case, the focus should be more on turnover than on withdrawals.

Buy Ethereum without verification

Whoever buys with a credit card is transparent. Here it is always clear who has made what payment to whom and in what amount. Of course, this does not really correspond to what cryptocurrencies represent:

Anonymous transfers that are organised in a decentralised manner. Through credit card payment, you return to centrally organised areas that are firmly linked to your personal data.

So if one wants to buy Ethereum without verification in this sense, paying with a credit card is probably not the way to go.

Although there are certainly brokers and platforms that skip verification because they do not have a fixed company headquarters, but here too there is usually a seriousness to doubt. It is also possible to pay by credit card, but this process is still not anonymous.

The latest anti-money laundering and anti-terrorist financing laws make it virtually impossible to obtain Ethereum coins legally and anonymously without verification. However, only as long as the focus is on online trading.

Because, of course, there is also the business of coveted virtual currencies in the offline sphere. There are exchange meetings and the like that allow you to buy Ethereum without verification. As for the seriousness and security, it must be decided here in each individual case – and strictly.

Therefore, we note that it is generally possible to buy Ethereum without verification. However, you should not trust internet providers that do not require verification, because this is usually a sign of a scam.

Many anonymous buyers orient themselves on the darknet or in the local offline market. However, the risks of loss are much higher in this case.

Conclusion: Buying Ethereum with a credit card


We analyse whether buying Ethereum with Visa, Maestro or Mastercard makes sense and is practical. It’s pretty clear that buying Ethereum with Visa or other credit cards offers clear advantages. Firstly, there is the security offered by the financial institution behind it.

Payments cannot get lost on the way to the broker or trading platform. And if this is the case, you are protected by the financial institution.

In addition, the project “Buy Ethereum with Visa, Maestro or Mastercard” offers another advantage that can possibly decide on profit or loss. Because if you have to go quickly, because the prices are cheap, then you want to grab as a motivated trader of course immediately.

And not after three days of processing, as is often the case with bank transfers. Payment by credit card is a good option. Because here the transfer takes only a few minutes and you can access Ethereum and Co. at the best price.

It is also practical that one usually has one’s credit card at hand anyway. After all, almost everyone has this means of payment. In this way, you don’t have to go through the trouble of opening another payment channel via an external provider, but can rely on tried and tested methods.

So, for us, buying Ethereum with a credit card definitely offers practical advantages that should not be missed.

It is also good that, in reality, all major platforms and brokers accept credit card payment. Those who rely on buying Ethereum via PayPal, for example, might still have difficulties with some providers. But credit card payment is part of the offer almost everywhere.

Buying Ethereum with a credit card – Frequently asked questions

Where is the best place to buy Ethereum with a credit card?

There are some providers where buying Ethereum via credit card is a fixed part of the payment offer. We have compiled an overview of some winners of the cryptobrokers test. All of them offer us the possibility to buy Ethereum via credit card. If you are looking outside of our recommendations, it is important to make sure you use reputable providers. These should be licensed and regulated by a public authority. This makes the whole process less anonymous, but much safer.

How long does a credit card payment take?

The positive side effect that you can use when paying by credit card is that the payment is processed fairly quickly. For the transaction by bank transfer go well and gladly up to three working days in the country. With credit card payments, the transfer is completed in a few minutes or seconds, so that the credit arrives fairly quickly at the broker or trading platform. However, the speed of payment varies from one provider to another.

How much does it cost to pay by credit card/what are the fees?

One of the reasons why many merchants choose to pay by credit card is that payment is simply free. At least on the part of financial institutions. Therefore, you should pay attention to whether the broker or the trading platform does not demand percentage fees for deposit and withdrawal by credit card. Here it is important to inform yourself exactly for the individual case, because there is no uniform cost model.

What are the alternatives to paying by credit card?

Of course, most cryptocurrency brokers and exchanges do not only offer credit card payment. The offer here ranges from SEPA transfers to PayPal, Neteller, Skrill and many other payment providers. But beware: the fees for these payment methods are often more expensive than those for credit card payments. Those who do not necessarily want to rely on fiat currencies for payment can also pay with cryptocurrencies via their own wallet with many providers. As a rule, only the network fees for the transfer of the coins are incurred here.

Can I buy other cryptocurrencies with a credit card?

In theory, it is also possible to buy other cryptocurrencies with a credit card. However, the actual execution is very different with the numerous providers. However, as a trader, you always have the option to buy Bitcoins with a credit card and then transfer the coins to another cryptocurrency.






Leave a Reply

Your email address will not be published. Required fields are marked *

© 2021 Goldreward.io . All rights reserved.